Direct Fleet Insurance is an online trading platform which connects brokers with insurers to transact fleet and other commercial insurance. The primary language is PHP, with a MySQL database for storage.
I joined the company as the Technical Manager in March 2009, was promoted to IT Director in October 2010, and left in November 2013 to work at the University of Manchester. I came back as a freelance consultant in July 2015 and mainly work on projects. I also occasionally visit existing and prospective clients on behalf of DFI.
Projects I have worked on include:
- Full cycle accounts system which automatically produces invoices when a transaction is processed on the site, as well as logging all incoming and outgoing premium payments and handling credit control. Includes support for multiple currencies and automatic calculation of month-end creditor and debtor figures for reconciliation with external accounting packages.
- Claims system which imports data from Excel spreadsheets and automatically produces year-end claims experience for policies.
- On-demand PDF versions of a range of documents, re-using the same base HTML templates with different stylesheets.
- Automated generation of reports in a variety of formats, including Excel spreadsheets and CSV files.
- Commercial insurance quotation platform, with a dynamic question set based on level of cover required.
- Full cycle breakdown cover system, from automated quotation to invoicing and handling of mid-term adjustments.
- Commercial motor rating engines which produce automated responses (quote/refer/decline) for a major European insurer and a Managing General Agent.
- Claims management system for a Managing General Agent, including First Notification of Loss, payments authorisation system, claims account management and onward reporting for insurers and re-insurers.
I have also taken underwriting criteria from several insurers and turned them into web services which take information about a risk (vehicle type, driver’s licence, No Claims Bonus etc.) and produce an automated quotation. These web services were used for providing the insurance component of a leased private car scheme used by a number of large UK companies, and produced in excess of 100,000 quotation responses each year.
On the business side, I instigated and oversaw the transfer of the site from one hosting provider to another, which resulted in a 25% reduction in monthly hosting costs.